Savings, Money Market Accounts & CDs

Choose a savings program that meets your needs. No matter your goals, there’s a Capital Bank Savings or Money Market account to meet your needs.

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Personal Savings

Allows easy access to your savings, lets you put money to work for your future, and offers competitive interest rates.

  • $100 minimum opening deposit required
  • No Service charge with a minimum daily balance of $300, otherwise $12 per quarter
  • $3 per withdrawal over 3
  • Maintain $100 minimum daily balance to earn interest
  • Interest accrues daily and is paid quarterly

Kid’s Star Savers Account

The savings account that allows your children to start their own savings account – and the bank makes the first deposit!

  • Initial $5 deposit made by the bank
  • No Service Charge
  • No term or early withdrawal period
  • $3 per withdrawal over 3
  • No minimum balance required to earn interest
  • Interest accrues daily and is paid quarterly

Capital Plus Tiered Money Market

Combine the convenience and accessibility of limited check writing and capture higher yields that correspond to your higher account balance.

  • $1,000 minimum opening deposit required
  • No service charge with a minimum daily balance of $2,500, otherwise $12 per month
  • Readily access your cash while earning a higher yield
  • $10 per withdrawal over 6
  • Maintain $2,500 average daily balance to earn interest
  • Interest accrues daily and is paid monthly

Investors’ Choice Money Market Account

Rewards large balance investors’ by providing a preferred return without locking up funds over the long term.

  • $25,000 minimum opening deposit required
  • No service charge with a minimum daily balance of $25,000, otherwise $25 per month
  • Readily access cash while earning a higher yield
  • $10 per withdrawal over 6
  • Maintain $1,000 average daily balance to earn interest
  • Interest accrues daily and pays monthly

Certificates of Deposit

Maximize the earning power of your savings with complete safety and a competitive interest rate.

  • Available in terms of 3 months to 60 months
  • Are viewable through Online Banking and Mobile Banking
  • Compound interest or credit it to another Capital Bank account
  • Open with as little as $500
  • Receive notification when your CD matures and automatically renewed following a 10-day grace period after the maturity date

Miscellaneous Fees 

 

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