Certificate of Deposit
CD under $100,000
| Term |
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
3 Months
|
3.50
|
3.55 |
|
6 Months
|
3.45
|
3.49
|
|
9 Months
|
3.15
|
3.19
|
|
12 Months
|
2.30
|
2.32
|
|
18 Months
|
2.00
|
2.01
|
|
24 Months
|
0.55
|
0.55
|
|
30 Months
|
0.60
|
0.60
|
|
36 Months
|
0.60
|
0.60
|
| 48 Months |
0.60 |
0.60 |
| 60 Months |
0.75 |
0.75 |
Annual Percentage Yield is accurate as of 10/01/2024. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Minimum deposit to open CD is $500.00.
CD $100,000 to $249,999.99
| Term |
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
3 Months
|
3.75
|
3.80 |
|
6 Months
|
3.70
|
3.75
|
|
9 Months
|
3.40
|
3.44
|
|
12 Months
|
2.55
|
2.57
|
|
18 Months
|
2.25
|
2.27
|
|
24 Months
|
0.80
|
0.80
|
|
30 Months
|
0.85
|
0.85
|
|
36 Months
|
0.85
|
0.85
|
| 48 Months |
0.85 |
0.85 |
| 60 Months |
1.00 |
1.00 |
Annual Percentage Yield is accurate as of 10/01/2024. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Minimum deposit to open CD is $100,000.00.
CD $250,000 and over
| Term |
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
3 Months
|
4.10
|
4.16 |
|
6 Months
|
3.95
|
4.01
|
|
9 Months
|
3.65
|
3.70
|
|
12 Months
|
3.10
|
3.14
|
|
18 Months
|
2.50
|
2.52
|
|
24 Months
|
0.90
|
0.90
|
|
30 Months
|
1.10
|
1.10
|
|
36 Months
|
1.10
|
1.10
|
| 48 Months |
1.10 |
1.10 |
| 60 Months |
1.25 |
1.26 |
Annual Percentage Yield is accurate as of 10/01/2024. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Minimum deposit to open CD is $250,000.00.
|
Capital Plus Tiered Money Market
|
Tiers
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
2,500 - 4,999.99
|
0.03
|
0.03
|
|
5,000.00 - 24,999.99
|
0.05
|
0.05
|
|
25,000.00 - 49,999.99
|
0.25
|
0.25 |
| 50,000.00 – 99,999.99 |
0.55
|
0.55
|
| 100,000.00 - Over |
1.20
|
1.21
|
Annual Percentage Yield is accurate as of 10/01/2024. Rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open $1,000.00. Monthly fee if average daily balance below $2,500.00.
|
Investors' Choice Money Market
|
Tiers
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
1,000.00 - 24,999.99
|
0.25
|
0.25
|
|
25,000.00 - 49,999.99
|
0.30
|
0.30
|
|
50,000.00 - 99,999.99
|
0.60
|
0.60
|
| 100,000.00 – 249,999.99 |
1.45
|
1.46
|
| 250,000.00 - Over |
1.95
|
1.96
|
Annual Percentage Yield is accurate as of 10/01/2024. Rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open $25,000.00. Monthly fee if average daily balance below $25,000.00.
|
Deposit Accounts
|
Types
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
Capital NOW Account
|
0.15
|
0.15
|
|
Savings Account
|
0.25
|
0.25
|
|
Variable Rate IRA
|
0.10
|
0.10
|
|
IOLTA Account
|
0.10
|
0.10
|
Annual Percentage Yield is accurate as of 10/01/2024. These rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum to open Capital NOW Account is $100 and to receive stated interest is $2,000. Minimum to open Savings Account and to receive stated interest is $100. Minimum to Open Variable Rate IRA and to receive stated interest is $300 for a term of 18 months. Minimum to open IOLTA Account is $100, no minimum required to receive stated interest.
|
Individual Retirement Account
IRA under $100,000
|
Term
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
12 Months
|
2.30
|
2.32
|
|
18 Months
|
2.00 |
2.01 |
| 24 Months |
0.55 |
0.55 |
|
36 Months
|
0.60 |
0.60 |
| 60 Months |
0.75 |
0.75 |
Annual Percentage Yield is accurate as of 10/01/2024. These rates may change at any time without prior notice. After your IRA is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Minimum deposit to open IRA is $500.00.
IRA $100,000 to $249,999.99
|
Term
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
12 Months
|
2.55
|
2.57
|
|
18 Months
|
2.25 |
2.27 |
| 24 Months |
0.80 |
0.80 |
|
36 Months
|
0.85 |
0.85 |
| 60 Months |
1.00 |
1.00 |
Annual Percentage Yield is accurate as of 10/01/2024. These rates may change at any time without prior notice. After your IRA is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Minimum deposit to open IRA is $500.00.
IRA $250,000 and over
|
Term
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
12 Months
|
3.10
|
3.14
|
|
18 Months
|
2.50 |
2.52 |
| 24 Months |
0.90 |
0.90 |
|
36 Months
|
1.10 |
1.10 |
| 60 Months |
1.25 |
1.26 |
Annual Percentage Yield is accurate as of 10/01/2024. These rates may change at any time without prior notice. After your IRA is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Minimum deposit to open IRA is $500.00.
|
|