Home Equity Loan

  • Borrow up 80% of the appraised market value of your home, less any outstanding mortgages
  • Competitive interest rates
  • You control the use of the loan proceeds (vacation, car, education, etc.)

Home Equity Line of Credit (HELOC)

  • Borrow up to 80% of the appraised market value of your home, less any outstanding mortgages
  • Revolving line of credit available to use anytime
  • One-time application process. No additional approval needed to access the line of credit
  • Variable interest rate and subject to daily change, rate is based on Wall Street Journal Prime Rate
  • A descriptive monthly statement is sent reflecting principal and interest billing

Home Improvement Loan

  • Borrow against the equity in your home
  • Loans available for any home improvement (pool, remodel, additions, landscaping, etc.)
  • You may increase the value of your home with a home improvement loan
  • Competitive interest rates
  • Interest rate reduction if your loan is auto-debited

Mortgage Loans

  • Permanent and construction loans available
  • Flexible down payment options
  • Competitive interest rates
  • Fixed or Adjustable Rate Mortgages available

All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to you meeting specific underwriting requirements and final approval will be based upon you satisfying those requirements.