Capital Bank offers an assortment of checking, money market
and NOW accounts; each offering unique and valuable benefits. All of
Capital Bank's Personal Checking and Money Market accounts are detailed below;
however, here are some highlights of our most popular personal products and
services:
The Free Checking account includes
unlimited check writing, a free ATM/Debit Card, complimentary check
safe-keeping, free notary services, free access to our eBanking suite and much
more.
Looking to earn interest, but need to
write checks or use the ATM often? Our Capital Now
Interest Bearing Checking account may be just for you, plus we'll waive our fees
for you to use any other bank's ATM machine. Or the Investors' Choice Money
Market account rewards the large balance investor desiring liquidity with
preferred returns!
Included with all accounts
is Capital Bank's eBanking suite. You'll receive powerful Internet Banking that
supports downloads of your transaction history directly into Intuit® QuickBooks,
Inquit® Quicken and Microsoft® Money along with the ability to make stop
payments, make instant transfers between accounts and more.
You will also receive the option to enroll in eStatements, giving you the
ability to access over one year of exact duplicates of your statements, from any
computer and at anytime.
Another completely free
service is our Premium Bill Pay, offering robust features yet easy to use!
Learn more about
Capital Bank's powerful and 100% free eBanking suite right here.
Checking and Money Market Accounts
Product Features and Benefits
|
Free Checking Account |
No monthly service charge regardless of minimum balance
Only $100 deposit to open account
Unlimited
check writing
No per-check charges
Complimentary check safekeeping
Free eBanking
(Internet Banking)
Free eStatements
Free Bill Pay
Free Capital Connection
(Telephone Banking)
Free Notary Services
-
Free eCheck Debit Card or ATM Card
|
|
Personal Checking Account |
|
|
Capital NOW Interest Bearing Checking Account |
-
No monthly service charge with a minimum daily balance of $1,000,
otherwise $10/month
- Only $100 deposit to open account
-
Maintain $500 average daily balance to earn interest
-
No Capital Bank ATM Fee if you use another financial institution's ATM!
-
Unlimited check writing
- No per-check charges
-
Convenience of imaged items included with monthly statement
-
Free eBanking (Internet Banking)
- Free eStatements and
Combined Statements
- Free Bill Pay
- Free
Capital Connection (Telephone Banking)
- Free Notary
Services
- Free eCheck Debit Card or ATM Card
|
|
Capital Gold Checking Account |
-
A special account with valuable benefits for customers 55+
-
Only $100 deposit to open account
- No monthly service
charge regardless of minimum balance
- Requires direct
deposit (Such as paycheck, social security, etc)
- Unlimited
check writing
- No per-check charges
-
Convenience of imaged items included with monthly statement
-
Free eBanking (Internet Banking)
- Free eStatements and
Combined Statements
- Free Bill Pay
- Free
Capital Connection (Telephone Banking)
- Free Notary
Services
- First order of standard checks at no charge
-
Free rent for the first year on a 2x5 Safe Deposit Box
-
Free eCheck Debit Card or ATM Card
|
Capital Plus Tiered Money Market Account | -
No monthly service charge with an average daily balance of
$2,500, otherwise $12/month
- Minimum $1,000 deposit
to open account
- The higher the balance, the higher
the interest rate paid
- Convenience of imaged items
included in monthly statement
- Free eBanking
(Internet Banking)
- Free eStatements and Combined
Statements
- Free Bill Pay
- Free
Capital Connection (Telephone Banking)
- Free Notary
Services
- Free eCheck Debit Card or ATM Card
|
Investors' Choice Money Market Account | -
No monthly service charge with an average daily balance
of $25,000, otherwise $25/month
- Minimum
$25,000 to open the account
- Maintain $1,000 average daily balance to earn interest
- Rewards
the larger balance investor desiring liquidity with
preferred returns
- Convenience of imaged
items included in monthly statement
- Free
eBanking (Internet Banking)
- Free
eStatements and Combined Statements
- Free
Bill Pay
- Free Capital Connection
(Telephone Banking)
- Free Notary Services
-
Free eCheck Debit Card or ATM Card
|
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